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Know Your Rights
Ridesharing services provide a convenient way to get around town, but accidents can occur with any form of transportation. When it comes to ridesharing accidents, determining who is liable for the damages can be complicated due to the different tiers involved in each situation.
In this blog, we will explore the three tiers of ridesharing accidents and how the driver's personal insurance or the ridesharing service's insurance may be held accountable for any losses. By understanding these situations and their corresponding liabilities, passengers and drivers can better protect themselves while using rideshare services.
Driving Without a Passenger
When a driver is on the road without any passengers, they are considered to be in the "driving without a passenger" tier. In this situation, the driver's personal insurance policy covers any damages or losses incurred if an accident occurs. The ridesharing company will only provide coverage if the driver has opted into their additional insurance coverage.
Driving En Route to Pick Up a Passenger
When a driver is on the road and heading towards their passenger, they are considered to be in the "driving en route" tier. In this situation, liability depends on whether or not the driver has accepted the ride request and is actively headed to the passenger's location. If the driver has accepted the ride and is en route, the ridesharing company's insurance will cover any damages or losses incurred in an accident. However, if the driver still needs to accept the ride request, then their personal insurance policy will be responsible for covering these costs.
Driving With a Passenger
A driver on the road with a passenger is considered to be in the "driving with passenger" tier. In this situation, the ridesharing company's insurance policy will cover any damages or losses incurred in an accident due to their active involvement in providing transportation services.
Work With a Ridesharing Accident Attorney
Understanding the tiers of ridesharing accidents and their respective liabilities is critical to protecting yourself while using rideshare services. You can ensure you are adequately protected in any accident by being aware of the situations in which either your personal insurance or the ridesharing service's insurance may be held responsible.
If you've been injured in a ridesharing accident, lawyer up! The team at The Law Office of George P. Escobedo & Associates, PLLC is here to help you get the compensation you deserve.
Learn more about how we can help or schedule a consultation by calling (210) 807-3178 or visiting our website.