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When Would I Need Social Security Disability?

Social Security Disability Insurance (SSD or SSDI) is a federal insurance program funded by taxes collected from U.S. citizens. It’s managed by the Social Security Administration and is essential to provide income supplements to people who are physically restricted in their ability to be employed because of a notable disability.

People usually apply for SSD if an injury at work prevented them from engaging in any substantial gainful activity and they expect to be unable to work at least 12 months. Likewise, the person must have accumulated 20 social security credits in the last 10 years before the onset of disability. An additional credit is needed for every year by which the worker’s age exceeds 42. Anyone over the age of 65 isn’t eligible.

If you were injured at work but your disability will not prevent you from returning to work before 12 months, you would likely only need to apply for workers’ compensation. SSD benefits are typically geared toward people who are recovering from long-term injuries and illnesses. These benefits can also be short-term or permanent depending on the severity of your disability.

If you need help determining whether or not to apply for workers’ compensation and SSD benefits, don’t hesitate to talk to our San Antonio Social Security Disability attorney. Those who attempt to file for SSD benefits with no legal guidance can sometimes run the risk of having their applications denied for clerical errors or other easy-to-avoid mistakes. The Law Office of George P. Escobedo & Associates, PLLC can provide you with thorough and meticulous attention to detail and more than a decade of experience. Let us see how we can help.

Contact us at (210) 807-3178 or fill out our online form to schedule a free consultation with us today. We look forward to speaking with you.